not to worry, we never call on them, it is just a formality;
sign this waive rights to advice form, its part of the standard documentation
we know you need the finance now, but if you do not sign the documents today we cannot provide the finance.

amongst other prejudicial practices, you have to wonder on who is abusing who.

And when the actual processes banks use to get personal guarantees signed and witnesses are conducive to their own lack of enforceability, which they know but do not bother to change because they enforce most of the personal guarantees that are called, someone has to make a stand.

We do that. For more information, go to http://www.personal-guarantee.co.uk .